How Does Credit Restoration Work?
Credit bureaus insist that individuals cannot repair their credit without waiting years for negative items to be removed. Don't believe them. NCR Financial has been doing this for a long time and in that time we have found that through continually refining and redefining our strategies, we have secured methods that provide optimal performance. Although the details of the process change as new laws are passed and regulations are added, the underlying principle has remained virtually the same. Here are the four essential steps that make up the process of cleaning up your credit reports. These steps are repeated until you are satisfied with the results.
Step 1: We examine your credit reports
You begin by mailing or e-mailing copies of your driver license, social security card and credit reports to us from all three of the major credit bureaus.( PLEASE SEND DOCUMENTS IN A PDF FORMAT ) to clients@ncrcreditplus.com. If you do not have copies of your credit reports that are less than 2 months, consult your credit specialist.
Step 2: You tell us which items to dispute
Someone from our firm will contact you within 24 hours of receiving your reports. We will go over your report in high detail while you let us know which items you would like us to dispute. They will also be accessed 24/7 online.
Step 3: NCR Financial works your case
NCR Financial begins to dispute your items by using its arsenal of credit report repair strategies and experienced staff to challenge negative items directly with the credit bureaus. Depending on the number of negative items on your credit reports this step will be repeated for each subsequent loop through the cycle...
Step 4: Sit back and wait for results
The credit bureaus have 30 days to investigate your dispute. Within those 30 days they must provide proof of the discrepancies on your report or be forced to delete those negative items. They will send you an updated credit report and you will then send it to us to move your case forward. The cycle begins again, and we remove more negative items from your reports... Keep in mind that the credit bureaus will only correspond directly with you, not NCR . These updated reports are CRUCIAL for us to see which items were removed successfully. Once you receive updates forward them immediately to our office. By not doing so it will delay the improvement of your score.
24/7 Account Access
Stay up to date on all activity on your account. You can log into your credit "back office" and see exactly what is being done.
Unlimited Investigations
No Hidden Fees. There are no hidden fees with our company. We give unlimited disputes and we do not charge per deleted item.
Under the Fair Credit Reporting Act
You are given the right to challenge inaccurate, misleading or obsolete information. We take on this challenge for you.
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Testimonials
Your firm did an outstanding job on my behalf I have to admit that at first I was undecided. Once I realized I was going to better my future, the decision became easy. Thanks for your help! I feel I am credit worthy now.
C. Jenkins Atl,Ga
I am sure NCR hears this all the time, but I could not stop telling my friends good things about your company. When I received the updated copy of my Equifax Report last week, I was overwhelmed with joy. They deleted four out of six negative entries in about three months. I really appreciate your service. I can’t wait to see the negative entries fall off my other reports as well. Thanks a bunch!
L.Goodsby Phila,Pa
Your service is excellent! My Transunion credit report is on its way to being all cleaned up! The past six months have been great. I was able to lease a car easily. I have also applied and received new credit cards. I'd recommend you to anyone that has a scary credit report.
A.
.Goldsmith Petersburg,Va
You guys did a great job! My FICO score went up 67 points in less than 4 months. I went from horrible credit, to good credit. We have even purchased a house since I began the program.
D.Madden Goshen,Ny
I have been quite pleased with your service and happy to report that my credit is very good now. After signing on with NCR Credit Plus, I now enjoy a good credit score.
S.Grasty Denver,Co
I want to give you a thousand thanks for your updates. I will continue to do my part and getting the info to you all as soon as it is available to me. It's companies like you that give customer relations and customer service a good name.
M
.Pagan Patterson.Nj
